{"id":8154,"date":"2022-11-01T13:07:19","date_gmt":"2022-11-01T13:07:19","guid":{"rendered":"https:\/\/emoneyadvisor.com\/?post_type=thought_leadership&#038;p=8154"},"modified":"2022-11-01T13:07:57","modified_gmt":"2022-11-01T13:07:57","slug":"financial-planning-research-roundup-october-2022","status":"publish","type":"thought_leadership","link":"https:\/\/emoneyadvisor.com\/blog\/financial-planning-research-roundup-october-2022\/","title":{"rendered":"Financial Planning Research Roundup: October 2022"},"content":{"rendered":"<p>In this month&#8217;s research roundup, we see cryptocurrency and environmental, social, and governance (ESG) investing are experiencing massive growth in the industry. Next-gen advisors have more focus on investment management and financial planning than established advisors, who place more emphasis on retirement income planning. Also, a recent look at consumer finance shows that many Americans are off-track financially.<\/p>\n<h2>1. 2022 Consumer Financial Outlook Survey \u2013 Thrivent<\/h2>\n<p>A recent look at the state of personal finance for American consumers shows that many are struggling. Fifty-nine percent of survey respondents said they&#8217;re living paycheck to paycheck, leaving no room for savings, and 60 percent said they&#8217;d be concerned if they had an unexpected $500 expense. Dive deeper into\u00a0<a href=\"https:\/\/www.thrivent.com\/literature\/consumer-financial-outlook-survey.pdf\">Thrivent&#8217;s full report here<\/a>.<\/p>\n<h2>2. Next-gen and Established Advisors Report \u2013 RBC and Wealth Management IQ<\/h2>\n<p>This report takes a look at key differences between next-gen advisors and established advisors. The study revealed that established advisors primarily focus on retirement income planning and investment management, with financial planning being their third-most delivered service. Next-gen advisors, on the other hand, mostly concentrate on investment management and financial planning. Learn more by\u00a0<a href=\"https:\/\/www.wealthmanagement.com\/research-wmiq\/wmiq-study-next-gen-and-established-advisors-report-0\">downloading the report here<\/a>.<\/p>\n<h2>3. Global State of Crypto Report 2022 \u2013 Gemini<\/h2>\n<p>Gemini&#8217;s recent report claims that crypto has become an established asset class. Venture capital investment in crypto and blockchain startups exceeded $30B in 2021, with $10.5B invested in Q4 2021 alone. With cryptocurrency market capitalization over $3T and bitcoin achieving an all-time high of $65,000, the report claims crypto is the highest-performing asset class in the last ten years. Get\u00a0<a href=\"https:\/\/www.gemini.com\/gemini-2022-state-of-crypto-global.pdf\">the full report here<\/a>.<\/p>\n<h2>4. Exponential Expectations for ESG \u2013 PWC<\/h2>\n<p>It is often thought that the U.S. trails Europe in attitudes toward ESG. However, a recent report from PWC shows that this is not necessarily the case. Eighty-one percent of institutional investors in the U.S. plan to increase their ESG allocations in the next two years. This would create a rise of ESG AUM in the U.S. from $4.5T in 2021 to $10.5T in 2026. Learn more and\u00a0<a href=\"https:\/\/www.pwc.com\/awm-revolution-2022\">read the full report here<\/a>.<\/p>\n<p>Be sure to stay tuned for next month&#8217;s financial planning research roundup!<\/p>\n<p>DISCLAIMER: The eMoney Advisor Blog is meant as an educational and informative resource for financial professionals and individuals alike. It is not meant to be, and should not be taken as financial, legal, tax or other professional advice. Those seeking professional advice may do so by consulting with a professional advisor. eMoney Advisor will not be liable for any actions you may take based on the content of this blog.<\/p>\n","protected":false},"author":61,"featured_media":8156,"template":"","thought_leadership_cat":[93],"class_list":["post-8154","thought_leadership","type-thought_leadership","status-publish","has-post-thumbnail","hentry","thought_leadership_cat-industry-news-and-trends"],"acf":{"left_sidebar_ads":false,"right_sidebar_ads":false},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Financial Planning Research Roundup: October 2022 - eMoney Advisor<\/title>\n<meta name=\"description\" content=\"Financial planning research from around the industry on ESG, crypto, consumer finance, and next-gen financial planners.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emoneyadvisor.com\/blog\/financial-planning-research-roundup-october-2022\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial Planning Research Roundup: October 2022 - 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