October 25 – 27 Join us online at the 2021 eMoney Summit from October 25 to 27 as we explore how to provide an authentic planning experience that’s as unique as each of your clients.

eMoney Logo
Magnifying Glass Icon
Mobile Menu Icon Close Mobile Menu Icon
Arrow Icon

About the Heart of Advice

Return to Heart of Advice Home Page

Curved Image

eMoney aspires to transform the future of financial advice. We empower advisors to help their clients achieve their financial goals. The Heart of Advice blog reflects our commitment to the practice of planning, to advisors, and to the people we serve together.

At the heart of it all is the relationship between advisor and client—transactional, yet deeply personal, and the key to growth. This blog was created to help advisors navigate the complexities of building productive relationships. We’re here to help your firm grow, to meet the evolving needs of your clients, and to stay at the forefront of financial planning.

Our Mission

Helping People Talk About Money

Our Vision

Financial Peace of Mind For All

Heart of Advice Contributors

Experts from eMoney and the financial planning community contribute to the Heart of Advice.

Josh Belfiore

Josh Belfiore

Joshua Belfiore is a Senior Product Manager for Advanced Planning at eMoney. Formerly, he spent over seven years at Merrill Lynch as a financial advisor to institutions and high-net-worth families, including current and former executives of Fortune 100 companies. Joshua led the financial planning efforts for several private wealth teams, was a member of PIMCO's executive advisory board in his capacity as a Merrill Lynch financial advisor – focused on increasing synergies between wealth and asset managers - and frequently consulted with Bank of America Merrill Lynch leadership on driving innovations in wealth management. Joshua earned his undergraduate degree in Philosophy from Salve Regina University in Newport, RI, and is an active member of the alumni communities at Salve Regina as well as his high school alma mater, Canterbury School.
Bill Bachrach, CSP, CPAE

Bill Bachrach, CSP, CPAE

An esteemed author, speaker, and training provider, Bill Bachrach is one of the world’s most sought-after resources for successful financial advisors who seek to be at the top of their profession in terms of client service, business success, and personal quality of life. Creator of the Values-Based Financial Planning™ turn-key business model, financial advisors from around the world travel to work with him and his team of expert faculty and accountability coaches to implement his trademarked business framework. Harnessing the latest technology and artificial intelligence, Bill’s team recently launched the AdvisorRoadmap Virtual Training Platform. This self-guided, online learning system is packed with interactive training courses, videos, scripts, demonstrations, and high-value resources to help you master the repeatable processes that are crucial to acquiring and serving ideal clients. Throughout his career, Bachrach has penned a number of industry bestsellers including Values-Based Selling; The Art of Building High-Trust Client Relationships, Values-Based Financial Planning, High-Trust Leadership, and The Confident Advisor. In addition, his articles have been published in some of the most reputable financial services publications around the world.
Patti Brennan CFP®

Patti Brennan CFP®

A graduate of Georgetown University and a Certified Financial Planner (CFP), Patti Brennan is different. Not only does she provide comprehensive wealth management as President & CEO of Key Financial Inc., she and her team create integrated strategies that are unique for each client. Patti is not just a number cruncher. She has the ability to see the impact of small details in the big picture, and is known for communicating complex, financial concepts into simple, meaningful terms. Patti is a believer in giving back and currently resides on the boards of Brandywine Valley YMCA, Cuddle My Kids, Penn Medicine Chester County Hospital, and eMoney Advisory.
Scott Cognato

Scott Cognato

Scott Cognato is a Senior Technical Product Manager at eMoney. As a PM, he focuses on continually improving the best of breed Aggregation system, from architecture to end user experience, so that advisors and their clients don't need to. Scott's professional passion is to de-jargon FinTech and make even the most technical problems approachable to anyone interested. Outside of the office, Scott is an outdoor enthusiast, and can often be found mountain biking, road biking, or hiking throughout the Sierra Foothills he calls home with his family, friends, and Husky named Wolfy (his adopted name that fit too perfectly to change!).
Meg Curry CFP®

Meg Curry CFP®

With an undergraduate degree in computer science from Boston University, Meg began working in the financial services industry after the tech bubble burst in 2001. She went on to earn a master’s degree in financial planning and a graduate certificate in taxation from Bentley University and is a CERTIFIED FINANCIAL PLANNER (CFP®). Meg is passionate about empowering people to make good choices for themselves and helping them plan for future opportunities. She believes that if her clients understand the impact of their financial decisions, they can make better ones.
Gregory A. Furer CFP®

Gregory A. Furer CFP®

Gregory is the founder and Chief Executive Officer of Beratung Advisors. Beratung Advisors focuses on planning for their clients and believes the future of the industry is driven by fees for advice and not asset management. Gregory is passionate about planning and spends time advocating and educating on behalf of financial planning. He believes this is a noble profession and when financial planners get better the world gets better.
Mac Gardner CFP®

Mac Gardner CFP®

Mac Gardner has served in the financial services industry for more than 20 years. His passion for financial literacy led him to publish his first book, “Motivate Your Money!" in 2013. As his family grew and his clients began to ask him for ways to teach their kids about managing money he decided to use elements from his first book to develop a financial literacy platform for young children. The Four Money Bears represent the four basic functions of money. When children gain exposure to money management skills at an early age they are likely to develop healthy financial planning habits as adults. Mac is a true believer in the power of stories. He wants every child to know the story of “The Four Money Bears" and the benefits of sound money management for generations to come.
Osric Grant

Osric Grant

Osric Grant serves as the Head of Enterprise Sales at eMoney Advisor, where he is passionate about helping enterprises leverage technology and services to drive better outcomes for their clients. He leads the North American Enterprise operations, drawing from a 15+ year history of working with companies to innovate their technology, streamline business operations, and drive overall growth. Prior to joining eMoney, he led global sales at Sovos where he was instrumental in landing numerous record-breaking deals. Osric holds a master’s degree in business administration from the Georgia Institute of Technology and a bachelor’s degree in finance from the University of Alabama.
Mike Hemmert

Mike Hemmert

With more than 19 years of experience in the financial services industry, Mike Hemmert works closely with Enterprises, helping to enhance and innovate their advisors' business through the implementation of award-winning wealth management software designed to amplify an advisor's value to their clients. Prior to joining eMoney Advisor, Mike attended Boston College where he earned a degree in marketing. Mike currently lives with his wife and three children in the San Diego area.
Melissa Henderson

Melissa Henderson

Melissa Henderson is the Director of Thought Leadership for Fidelity Investments. In this role Melissa conducts research and develops content on the wealth management industry to help Fidelity Institutional clients think differently about the future of their business. Her work centers around investor behavior and financial planning, and is delivered to Fidelity clients, investors and public through industry conferences, client events, social media and promotional channels. Melissa is working towards her CERTIFIED FINANCIAL PLANNER™ certification and received her Master in Business Administration from McGill University.
Bryna Kanarek

Bryna Kanarek

Bryna has worked in the financial services industry for over 40 years helping clients through all stages of life. She has a lifelong commitment to learning and professional growth and feels her greatest accomplishment is happy and confident clients. Bryna works with her clients to replace financial fears with confidence and assuredness through education, planning, and strategizing together. She is a member of the Society of Financial Service Professionals, the National Association of Insurance and Financial Advisors (NAIFA) and a Registered Representative since 1981.
Steve Levis CFP®

Steve Levis CFP®

Steve Levis, CFP®, SVP, Financial Planning, leads the Practice Management Team within eMoney's Financial Planning Group. Steve helps new and existing firms succeed with the eMoney platform by leveraging its capabilities to the greatest extent within their practices. During his eMoney career, Steve has led the Customer Service, Financial Planning, Tech Support and Training teams at various times, in addition to countless hours assisting advisors and their teams.
Cam Marston

Cam Marston

Cam Marston is the leading expert on the impact of generational change and its impact on the workplace and marketplace. As an author, columnist, blogger, and lecturer, he imparts a clear understanding of how generational demographics are changing the landscape of business. Marston and his firm, Generational Insights, have provided research and consultation on generational issues to hundreds of companies and professional groups, ranging from small businesses to multinational corporations, as well as major professional associations, for over 20 years.
Chris Mauriello

Chris Mauriello

Chris Mauriello, Financial Planning Practice Management Consultant, has been helping eMoney clients at every level for 6 years. Starting as a Customer Service Rep, Chris’s passion for helping advisors implement and use eMoney led him to become a Client Success Coach, then a member of the Live Training Team, and ultimately to his current position, where he helps firms scale their planning services to deliver more personal, impactful advice.
Gwendaline Mazzara

Gwendaline Mazzara

Gwendaline Mazzara is a vice president of practice management and consulting at Fidelity Institutional (FI), the Fidelity Investments business that offers financial professionals and institutions access to the investment, technology, and platform solutions they need to service their clients and grow their businesses. Fidelity Investments is a leading provider of investment management, retirement planning, portfolio guidance, brokerage, benefits outsourcing, and other financial products and services to institutions, financial intermediaries, and individuals. In this role, Ms. Mazzara helps registered investment advisors, multi-family offices, and broker-dealers grow their business by leveraging marketing, public relations, and sales strategies. She also provides custom business consulting and develops and delivers proprietary practice management programs. Prior to joining Fidelity, Ms. Mazzara served as managing director for a boutique alternative investments market research firm, where she was responsible for building out their European division. She also served as a senior sales executive at SS&C Technologies, selling front-middle-back offices systems to asset managers and hedge funds. She started her career in Silicon Valley, working in both tech startups and Fortune 500 consumer product companies, such as Mattel and Sony, growing and managing international sales, overseeing product development, brand development, and marketing. Ms. Mazzara earned her bachelor of arts degree from Smith College and her master of business administration degree from the University of California, Berkley. She also holds the Financial Industry Regulatory Authority (FINRA) Series 7 and 63 licenses.
Stephanie McElheny CFP®

Stephanie McElheny CFP®

Stephanie is the President of Wealth Planning at Aspen Wealth Strategies. A CERTIFIED FINANCIAL PLANNER™ professional with more than 10 years of industry experience, she is incredibly passionate about identifying opportunities and implementing comprehensive financial planning solutions for both individuals and businesses. As a Chartered Special Needs Consultant™ and Enrolled Agent, her specific expertise includes special-needs planning as well as individual and business taxation. Stephanie is also a proud “Retirement Adventure Roadmap" guide, helping clients discover their best retirement.
Sarah Miller

Sarah Miller

As Senior Counsel and Manager, Sarah oversees data agreements, data governance, and the legal components of eMoney portfolio tools. She is responsible for structuring and negotiating eMoney's data agreements for both receiving data through APIs and data licensors, in addition to externalizing data and products to clients and third parties.
Hannah Moore CFP®

Hannah Moore CFP®

Hannah Moore is a number loving creative, Certified Financial Planner, and owner at Guiding Wealth in Dallas, Texas. Hannah has a passion for making financial planning accessible for her clients as well as other financial planners. Hannah has been repeatedly recognized for her work within financial planning, most recently receiving the 2020 Visionary Leader Award from the Financial Planning Magazine for her work in creating the FPA Virtual Externship.
Nina O'Neal

Nina O'Neal

Nina O’Neal is a Partner & Investment Advisor with Archer Investment Management. She has been featured in multiple industry publications as a sought out national thought leader and commentator on industry topics and trends. Named one of the InvestmentNews 40 Under 40 Financial Professionals, Nina also serves as a participant for the annual InvestmentNews Think Tank, “Future of the Financial Services Industry.” She can be found on Seasons 4 & 5 of “Practice Makeover,” an InvestmentNews video series. Nina frequently serves as a panelist and participant in think tank meetings and industry conferences. She has been a contributor on practice management and industry topics for Financial Planning Magazine. Nina has also been featured as a commentator in InvestmentNews, US News & World Report, The Washington Post, OnWallStreet, Bank Investment Consultant, Investor’s Business Daily, The Street, Citywire RIA Magazine, wealthmanagement.com, and more. She was named a 2019 Investopedia Top 100 Financial Advisor as well as Onalytica’s Women in Finance: Top 100 Influencers. Nina is the founder and organizer of the Female Advisor Network, a national membership organization dedicated to empowering female financial advisors. She has a passion for helping to drive industry advancement for female financial advisors as well as all women in financial services. As host of “The Juggle is Real,” a video series with InvestmentNews, she candidly shares the unique challenges of working parents. She lives in Raleigh, NC with her two young boys.
Alex Petsis, CFP®, ChSNC®

Alex Petsis, CFP®, ChSNC®

Alex graduated with his Bachelors of Business Administration in Finance from the University of Pittsburgh and holds his Masters in Financial Services from Saint Joseph's University. Postgraduate, Alex earned the CERTIFIED FINANCIAL PLANNER™ designation which requires passing a comprehensive 170 question proctored exam and achieving 6,000 hours of professional experience. At Anthony Petsis & Associates, Alex assists with the creation, implementation and maintenance of client financial plans. Alex enjoys meeting with clients to discover their needs and helping create custom investment solutions. As a Chartered Special Needs Consultant® and member of the Academy of Special Needs Planners, Alex has developed a specialty in planning for persons with disabilities and their families. While growing up in Bucks County, Alex has always been active in the community. He currently participates in the local Newtown Rotary club, St. Andrew's Parish, the Southampton Community Band and was named to Bucks County Courier Times “40 under 40” list. Outside of the office, Alex enjoys spending time with his wife and family, golfing, fishing and watching Philadelphia professional sports.
Alois Pirker

Alois Pirker

Alois Pirker is the research director for Aite Group's Wealth Management practice, specializing in trends in the wealth management market. He has published extensively on topics including digital transformation in wealth management, the registered investment advisor space, financial planning, separately managed accounts, and advisor-focused platforms and tools. Mr. Pirker has been quoted in various media outlets, including The Wall Street Journal, Bloomberg, Dow Jones, Reuters, American Banker, Investment News, Financial Planning, Ignites, and FundFire. Since its inception, Mr. Pirker has been part of the panel of judges for the annual Global Private Banking and Global Wealth Tech Awards presented by Financial Times’ Professional Wealth Management magazine.
Chad Porche

Chad Porche

Chad Porche, VP, User Experience, has been working to enhance the usability and accessibility of eMoney for over 10 years. As the first UX designer at eMoney, he's played a foundational role in the evolution of the platform. Chad now focuses on emerging initiatives, using forward-thinking UX to capture multi-generational interest in eMoney's full suite of solutions.
Celeste Revelli CFP®

Celeste Revelli CFP®

Celeste Revelli, CFP®, is the Director of Financial Planning at eMoney Advisor. She oversees advanced financial planning client support and services, as well as eMoney's internal and external financial planning education programs and department operations. With over 10 years of experience in the financial services industry, Celeste received her CFP® designation in 2014 and graduated from Loyola University Maryland in 2008.
Alex Rivera

Alex Rivera

Alex Rivera serves as the VP, Call Center Support at eMoney where he is passionate about creating and delivering exceptional client experiences. He oversees both client and technical support operations, drawing from a 20+ year history of continually finding new ways to serve and delight clients. Alex works every day at eMoney to ensure eMoney users have access to the information they need at any time. Prior to joining eMoney, he led the number one sales team in the J.P. Morgan Chase Card Services network and assisted with several product launches at Amazon.
Valerie Rivera

Valerie Rivera

Valerie Rivera, Senior Product Marketing Manager at eMoney Advisor, leads the go-to-market strategy for eMoney's suite of business development solutions. Valerie began her career at eMoney in 2012 as an Account Executive and then a Live Trainer where she trained over 1,000 advisors on the eMoney platform – helping them drive success in their firms. In her spare time you can find Valerie outdoors--snowboarding, hiking, and mountain biking in her home in Colorado.
Inna Rivilis

Inna Rivilis

Inna Rivilis is the Director of Practice Management and Consulting for Fidelity Investments. Inna’s work at Fidelity Investments is focused on developing programs and training to help financial advisors improve and grow their business. Her commitment to advancing financial planning is influenced by her 15+ years of career as an investment advisor, financial planner and most recently business consultant focused on the investment and financial planning firms. Inna serves as a President-Elect for the Financial Planning Association of Massachusetts with her tenure as president commencing in 2021. She received her Bachelor’s degree in finance from The University of Wisconsin and her Master’s in financial planning from Bentley University.
Matt Rogers

Matt Rogers

Matt Rogers is a Director in the Financial Planning Group at eMoney Advisor, LLC. He has over two decades of experience in financial services spanning sales, marketing, and software development. Matt has published multiple articles and co-authored the Life Insurance chapter of Financial Planning for Medical Professionals. At eMoney, Matt enjoys helping build software to advance the company vision of financial piece of mind for all.
Matt Schulte CFP®

Matt Schulte CFP®

Bill Simonet CFP®

Bill Simonet CFP®

Bill Simonet, CFP®, AIF® is a CERTIFIED FINANCIAL PLANNER™ Professional and Managing Principal of Simonet Financial Group, LLC. He has over 10 years of experience in the financial services industry and is committed to helping empower individuals, businesses, and families to take the financial steps necessary to live their dreams. Bill has been recognized as a thought leader with the next generation of Financial Planning professionals. His work and collaboration within the financial planning community has led to several accolades such as: “InvestmentNews Magazine 40 under 40 class of 2017" and Financial Advisor Magazine's “10 Young Advisors to Watch 2018."
Connor Sung CFP®

Connor Sung CFP®

Connor serves as Manager of the Practice Management team at eMoney Advisor. In his current position he provides escalated financial planning support primarily to clients by helping them implement eMoney into their financial planning process. He also serves as a product expert and a resource for internal departments helping Sales, Live Training, Relationship Management, Communications and Development. Connor attended James Madison University, where he received his Bachelor's Degree in Finance. He earned in his CFP® designation in 2016.
Brett Tharp CFP®

Brett Tharp CFP®

Brett Tharp, CFP®, is a Financial Planning Education Consultant at eMoney Advisor where he is a primary contributor to internal and external financial planning education programs. In this role, Brett collaborates with colleagues in the Financial Planning Group and other internal teams to maintain and enhance learning programs. A graduate from the University of Connecticut in 2006, Brett then completed the CFP® coursework through Temple University and earned his CFP® designation in 2015. He brings more than a decade of financial services industry experience to eMoney.
Lauryn Williams CFP®

Lauryn Williams CFP®

Lauryn Williams, CFP® is a 4-time Olympian, 3-time Olympic medalist and the first American woman to medal in both the Summer and Winter Olympic Games. Her company, Worth Winning, offers virtual services to help young professionals get the answers to the financial questions that matter most to them. Whether that is creating a budget, figuring out a plan for paying off student loans, setting goals for savings, or understanding a 401(k), Worth Winning is ready to help with all things personal finance.
Cara Woodland

Cara Woodland

Cara Woodland joined eMoney Advisor as Market Research Manager in October of 2018. She helps the organization understand the wealth, financial advisor and financial technology marketplace in order help them be more customer centric in their decision making. She focuses on research related to customer experience, marketing, branding, new products and competitive intelligence. Prior to joining eMoney Advisor, Cara spent over 10 years consulting with Fortune 500 companies in market research, innovation and product development. In addition, she also has practical client-side experience within the finance and banking industry in developing marketing, front-end innovation and customer engagement programs. Cara graduated with a degree in Marketing Management from Virginia Tech and is a Certified Financial Marketing Professional. In addition, she is a frequent speaker and author on the topics of innovation, market research, creativity, communication and marketing strategy for colleges, professional associations and corporations.
Envelope icon

Sign up for our eMoney newsletter to receive updates and more!