Live Webinar - Thursday, November 5, 2026, 2:00 p.m. - 3:00 p.m. ET
The Retirement Goldilocks Zone: Finding the Right Balance Between Taxes, Income, and Long-Term Wealth (1 CFP® CE Credit)
The years immediately before and after retirement present some of the most impactful planning opportunities in a client’s financial life. This course introduces the concept of the Retirement Goldilocks Zone: a critical planning period when strategic decisions around Roth conversions, withdrawal sequencing, tax brackets, Social Security timing, healthcare subsidies, and portfolio allocation can significantly influence long-term retirement outcomes.
Participants will explore how to identify and evaluate planning opportunities that are neither too aggressive nor too conservative but instead create the “just right” balance between current tax costs and future tax savings. Through practical application and retirement planning scenarios, attendees will learn how comprehensive financial planning can help optimize retirement income, improve tax efficiency, and support better client outcomes throughout the retirement transition.
Speakers
Colin Day, CFP®, EA, MBA
Wealth Advisor
Mercer Advisors
Chris Mauriello
Senior Financial Planning Practice Management Consultant
eMoney
The years immediately before and after retirement present some of the most impactful planning opportunities in a client’s financial life. This course introduces the concept of the Retirement Goldilocks Zone: a critical planning period when strategic decisions around Roth conversions, withdrawal sequencing, tax brackets, Social Security timing, healthcare subsidies, and portfolio allocation can significantly influence long-term retirement outcomes.
Participants will explore how to identify and evaluate planning opportunities that are neither too aggressive nor too conservative but instead create the “just right” balance between current tax costs and future tax savings. Through practical application and retirement planning scenarios, attendees will learn how comprehensive financial planning can help optimize retirement income, improve tax efficiency, and support better client outcomes throughout the retirement transition.
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